Funding your studies

Tuition Fee Loan

Student loans are there to help cover the cost of your education. UK students planning to study full-time or part-time can apply for loans to help cover the cost of tuition fees and living costs. The following student loans are available to those in the UK:

  • a Tuition Fee Loan for full-time students
  • a Tuition Fee Loan for part-time students
  • a Maintenance Loan for full-time students and new part-time students starting courses in 18/19 to help with living costs

To get an idea of what loans, grants and bursaries are available to you, use the Student Finance Calculator (full-time students only).

Tuition Fee Loan for full-time students

The Tuition Fee Loan will cover the cost of your course to a maximum of £9,250 if starting a course in 2018/19. It will be paid directly to the University by Student Finance England.

Tuition Fee Loan for part-time students

Part-time students are eligible for the Tuition Fee Loan.

  • The amount paid to the University will be the actual cost of your course to a maximum of £6,935 if starting a course in 2018/19.
  • Your course needs to be at least 25% of a full-time course to qualify for the loan.

Check the Student Finance England website for more information.

Repaying student loans

The full-time Tuition Fee Loan and Maintenance Loan do not need to be repaid until you have finished your course and are earning more than £25,000 per year. (From April 2018, the repayment threshold for loan repayments will increase from its current level of £21,000 to £25,000 from the 2018-19 financial year). 

The earliest full-time students will start repaying the loans is the April after you leave your course. Part-time students may start making repayments while they're still studying (from the April four years after the start of your course), provided your earnings at that point are more than £25,000 per year.

You will pay 9% of your income once you start earning £25,000 or more a year. If your income falls below £25,000 your repayments will stop.

The interest on the loans is calculated at the rate of inflation plus 3% whilst you study, then at the rate of inflation plus 0–3% depending on earnings.

Previous study

If you have previously studied at degree level you may find that you are not entitled to funding or that your entitlement may be reduced. If you already hold a degree, you may find that you are not entitled to receive any funding at all for your course. If you are not entitled to funding you will need to pay the tuition fees yourself.

How to apply

You will need to apply online for your Tuition Fee Loan. For more information, visit the student finance section of the gov.uk website. If you're a full-time student applying online you might like to download our Full-time funding application guidance notes.

Further information

Previous study


At a glance

Maximum value: £9,250 if starting in 2018/19
Open to: UK full-time / part-time students
Studying at level: Undergraduate
The information on this page applies to students starting courses in these academic years (as indicated):
2018/19

Book your place at our student finance application workshops

Ways to fund your studies

Bursaries and grants

Funding your studies

Bursaries and grants can help you cover a range of expenses whilst studying, including your living costs.

Fee reductions and discounts

Funding your studies

The fee reductions that are available can depend on your level of study and where you are from.

Loans

Funding your studies

The types of student loan available to you depend on where you are from and whether you are looking to study an undergraduate or a postgraduate course.

Scholarships

Funding your studies

Available scholarships depend on your level of study and where you are from.

Ways to pay

Funding your studies

How you pay your tuition fees depends on the type of funding you have, where you are from and whether you are studying at undergraduate or postgraduate level.